Online Business Opportunities: 3 Business Ideas You Can Start Today With Low Capital

Starting an online business can overwhelm when you don't know where to start from. Here are 3 business ideas you can start today with little capital.



There are many online business opportunities. But how do you pick the one with the most benefits? Here, you will discover 3 solid models you can start today with low capital.

If you read to the end, you'd be clear on which you'd start with today. Also, I have some helpful resources for you. See how you can redeem them at the end of this article.

My first time using the Internet was in 2002. I was in my second year at the university, and the entire experience excited me. I wanted to know more.

My first encounter involved me opening a Yahoo! email account with a very long prefix. Subsequently, I joined some Yahoo Messenger chat rooms and made some foreign friends like Sabrina Williams, a German lady and some others.

It wasn't long before I came face-to-face with the hazards of the Internet. First, I got hooked on the chatrooms I devised every trick in the book just to scrape some money and visit the cafe.

Second, it provided an escape from the realities of life. Third, the Nigerian Prince and the helpless widow were on the loose. But I quickly realized there was money to be made on the Internet or "Online".

Why You Need To Start An Online Business

According to Wikipedia, "online business or e-business is any kind of business or commercial transaction that includes sharing information across the internet."

Running an online business has its risks. Show me a business without risks!

Brick and mortar or offline businesses have their fair share of risks, too: losses, thefts, inferior quality products offline and scammers.

 I fell victim to scammers on my way to help my Mum, and some other traders restock in late 1999. I literally grew up in the market.

I have witnessed customers who buy things or order services and won't pay and those who steal from you while being attended to in your shop, in broad daylight.

Products get damaged either on transit or in the store.

If they couldn't stop offline businesses from running, why should they stop you from starting your online business?

Why you need to start an online business:

  • Low capital requirement. You don't need so much to start your online business. Depending on the model you choose, affiliate marketing and freelancing can take off with mobile data and a phone. You neither need an office nor a store.

  • Mobility. Most online business owners can transact anywhere and anytime. If you have a business on Facebook, for example, so long as you have a good Internet connection and your device with you, you can travel anywhere with your business.

  • Wider reach. An online business has a wider reach than a brick and mortar business. I can be in Nigeria and transact with someone in America, India or China. There may be no direct interactions at all!

  • Unlimited freedom. An online business empowers you to work and earn a living even while you are not working. You can go on vacation with your business with you. Your business can run while you are asleep or spending time with your loved ones.

  • Limitless opportunities. An online business provides you with a system which makes it possible for you to venture into other businesses within the same space. It's not uncommon to see a copywriter who is an affiliate marketer, a freelancer, an eCommerce merchant, an information product creator, and a digital marketing consultant. The opportunities are limitless!

  • Earn from different nations and in different currencies. As an online business owner, you can earn from countries and currencies of your choosing.

Online businesses are lucrative. Start drawing up your plan today.

Next, we look at 3 highly profitable models you can start today with low capital.

online business

Image by Mediamodifier from Pixabay

Online Business (1)

 From my early days on the Internet, I had access to opportunities to rebrand and resell some information products. These products grant you Master Resell Private Label Rights to put your name on them and sell them as yours and keep all the profit.

You can rebrand and resell videos, funnels, software programs and lots more. It introduces you to information marketing.

I recently wrote a book meant to help parents teach their children after school. I could do this with the help of a program I enrolled in earlier this year.

The program teaches you how to start a profitable online business creating and selling information products. People will pay for valuable, problem-solving information. To learn more on turning the information you have or your knowledge, skill or experience into a product and start making money from it. Click here to learn more about this online business model.

Information Marketing requires loads of research within a niche or sub-niche and a hungry market within your chosen niche. Look into:

  • Dating
  • Sex
  • Beauty
  • Fashion
  • Business & Finance
  • Marriage & Relationships
  • Parenting
  • Travelling

Information marketing, like the other models stated here, is a money-making machine. So long as people need quality information on how to solve issues troubling them, information marketing will remain evergreen.

Most books on personal development, self-improvement, spiritual growth and wealth creation (like Napoleon Hill's Think and Grow Rich written in 1937 with over 15 million copies sold) and text-books are information products. So you can pick a topic in your field of study and shoot.

Jonathan Melody, creator of the 10X eCommerce Blueprint, made over ₦30 million within a year, selling an information product on how to run successful mini-importation/eCommerce businesses. 

You can see his story here.

online business information marketing

Online Business (2)


The freelancing model keeps you busy helping other people with their work even though you are self-employed.

As a freelance writer and editor, I helped people with their school projects, write proposals, edit their scripts and a host of other things for a fee. You can now do some of these online.

As an online business, it requires a low startup capital. It demands more of your skills. If you have skills in the areas below, then you can start a freelancing gig:

  • Copywritting
  • Coding
  • Video Editing
  • Online Marketer
  • Programmer
  • Social Media Manager (expert)
  • Software Installation
  • Script Writing
  • Content Development
  • Content Writing
  • Content Editing
  • Ghost Writing
  • Writing Business Proposals/Plans
  • Video Creation, etc.

fiverr, Upwork and Freelancer are competitive market places for freelancers.

Yeah, you are still answerable to someone: the person whose job you are handling at the moment.

Learn more about making a living online with freelancing here:

You need almost no capital to get started. Once you know how to go about it,. you can sign up on the platforms mentioned earlier. 

make a living online freelancing

Image by Alexas_Fotos from Pixabay

Coffee Break ☕: My Story... Just an Insight!

I have spent much of my life online.

I wrote my project so well  my supervisor, Professor Attahiru Jega (former INEC chairman) thought I plagiarized. Even though I had a part-time teaching job that paid me ₦3500/monthly, I didn't have much money to get most of the recommended texts so I mastered the search engines like Google, Yahoo, AltaVista and 2020search. I got excellent materials from there.

Between September and October 2018, I registered with Own Your Life, FFAN, Jamalife Helpers and 3 eCommerce training. Only one of the training worked. The rest flopped. I pressed on.

Online Business (3)...My New Favourite

There are no easy meals online. Every of these online business opportunities I have shared with you require hard work. For example, I am still writing this at 2.20 AM!

Let us look at the third model

make a living online affiliates

Image by Gemma Villalba from Pixabay

Affiliate marketing. This model has made businesses and ordinary people millionaires, says Bo Bennett. 

The other models are superb, but this one is like the golden egg-laying goose. It requires you referring people to other people's products or services and when these referred persons buy the product or subscribing to the service through your referral; you get a good commission.

Here's how it works: 

A refers B to C's product or service. When B gets C's product or service, A earns a predetermined commission. This does not inflate the price B pays to C, neither does it affect C's profit margin. Everybody wins.

One of my favourite affiliate marketing platforms pays between 30 - 80% commission on every successful referral. A successful ₦50,000 referral can earn you up to ₦25,000 in commissions.

What Is Expertnaire?

I asked myself this when I first saw the advert in 2018. It had arrived in my email. I visited the site via the link in the email and it left me asking, "what is Expertnaire?" I joined in January 2019 on Jonathan Melody's recommendation.

Expertnaire is a reputable and fully licensed Nigerian affiliate company established in 2018. There are over 30 digital products and 1200 affiliates on the platform. It is the first of its kind in Nigeria.


If you are conversant with affiliate marketing, you may have heard of Clickbank's infamous banned countries' list and how to beat the list. Why struggle to access Clickbank when there is Expertnaire in your backyard?

How Authentic Or Legit Is Expertnaire?

To test the authenticity of a thing, do either of 3 things: take the risk and try it out; ask someone who has tried it or research on it

As at 2018, information on the company was almost non existent. But if you punch the same word into Google Search today, you'd get 11,300 results in 0.33 seconds. That's huge!

make a living online with expertnaire

Over 1200 fellows on one platform cannot all be wrong. Either something is working for them, or keeping them motivated. Its Telegram group is 1,271 members strong. See below. 

2020 05 23 09 12 03 Window online business

There are testimonials too. I will share a few shortly. When I joined Expertnaire in 2019, my only goal was to try it out and prove its worth or authenticity. Making money from it did not sit on the top of my list of priorities. I was just getting started with eCommerce. So, I gave Expertnaire less attention.

my expertnaire dashboard

I made ₦87,750.00 (Eighty-Seven Thousand, Seven Hundred and Fifty Naira) while messing around with it last year.


Expertnaire works and rocks. I could scour for more of these mind-blowing testimonies (more on the next page). But I guess the best way is to find out for yourself by getting on to the platform here.

Here Is How It Works...

To make your money on this fast-growing affiliate platform, pick any of the hot-selling products from the Products Marketplace. Most of them are between ₦17,000-50,000 and offer between 40-50% commission or ₦6,800 - ₦25,000. If you can successfully refer 10 people to the product, you are looking at:

₦6800 x 10 = ₦68,000 

₦25,000 x 10 = ₦250,000

This is from 1 product. Imagine doing this for 3-4 products monthly:

₦68,000 x 4 = ₦272,000

₦250,000 x 4 = ₦1,000,000

"₦1,000,000 in one month 😲! How realistic?", you ask. 

With serious commitment, this is possible.

How Do I Register on Expertnaire?

There are 2 ways of getting on Nigeria's No.1 Affiliate Marketing platform.

1. Register with the annual subscription plan. Once your account is set up, you receive access to 38 of the 39 products on the platform and you can promote all, if you can. The 39th program requires you to send some additional details to Expertnaire. The annual subscription plan costs ₦10,000.

2. Get the 72 Hours Income Generator Implementation program. Though this would be the best option. Unlike the first option, this option gives you:

Screenshot 1 online business

Click here to register for the 72-Hour Income Generator Course. Access to the Telegram group is open to both options. 

Rounding Up...

None of the 3 models discussed are get-rich-quick schemes. You must put in the work. Successfully running an online business requires both hard work and commitment.

Results are not typical across board. As you saw from the testimonials, your results will depend on your efforts and a host of other factors. While I was messing around with the platform last year, some other persons were making millions. I know a few who are yet to make their first kobo. Some of them got there before me.

Affiliate marketing is not the same as Multilevel Marketing, neither is it an MMM. You earn commissions by successfully recommending other people's information products.

To get started with affiliate marketing, you will need:

- Domain (Free - $10/year)
- Hosting (Free - $60 a year or $3 monthly)
- Autoresponder (Free - $19 a month)
- Traffic (Free - Paid)

While the free options have their limitations, they are great for beginners.

For traffic, you can use either paid or free. My first sale on Expertnaire started on my Facebook profile page and ended on WhatsApp. Most affiliates have hosting, domain and autoresponders.

The beauty of affiliate marketing is that you can start with low capital, 10-50K, and you already have the products. Only focus on your marketing efforts.

There are no age or gender restrictions in affiliate marketing - whether you are 17 or 65, you can do it. You can run your 9 to 5 and still do this so long as you have access to a phone or a laptop or both and an internet connection.

With determination on your side, you can start making anywhere between ₦300,000 - ₦1,000,000 monthly..


In this article, I have shown you 3 simple ways to make a living online.

1. Information Marketing

2. Freelancing

3. Affiliate Marketing

All three have one thing in common: they are mostly online. They require minimal startup capital. They are all legitimate ways to make a living online. However, freelancing may require more of your attention than the rest.

If you need my opinion on the 3 models discussed so far, I'd recommend Information Marketing and Affiliate Marketing. Interesting thing is: you can combine all three.

best pick

best offer

Start Building A Career Online Today

Becoming an Expertnaire affiliate opens you to email marketing; digital advertising; blogging; web designing; Internet marketing and lots more. Above all, it will not only put food on your table and extra money in your bank account. Hit the button below to learn more and see more testimonies 

How to Get Access to The Free Resources I Hinted At Earlier:


Step 1: Purchase a course on any of the online business opportunities discussed, using the links below

Very important: Make sure you clear your browser's cookies before using of the links.

Step 2: Shoot me an email at [email protected] stating your name, the name of the course and the date you got the course,

  • You will receive resources specific to the course you have purchased
  • A link to join my group of Super Friends on Facebook and Telegram.
  • If you show your interest in eCommerce inside the email, I will give you a unique link to my complete course on eCommerce and mini-importation worth over ₦150,000 for free! (T&C applies)

Now, let's get you started!

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